NetWorth Radio Advance Report 06-16-13

To listen to previous advance reports download the NetWorth Radio app to your mobile device.

NetWorth Radio Show 06-16-13

Program Highlights:

• Inflection Point 5/22/13
  
• DANGER: Emerging Markets Correction Accelerates

Year To Date Emerging Markets Index Down 11% EEM

Courtesy of Bloomberg, LP

• Heavy Metal Free Fall

Year To Date Silver, SLV Down 29%

Courtesy of Bloomberg, LP

• Rate Spike

Year To Date 30 Year US Treasury Rate, TYX

Courtesy of Bloomberg, LP

Year To Date 20 Year US Treasury Price, TLT

 Courtesy of Bloomberg, LP

• Scenario Discussion: 1993-1994 Parallel?
• Weekly call to action:
  • Schedule a brainstorming session with the team! Call our office, (214) 720-4400, or click here to set an appointment.
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate

• Estate Planning Package

Investment Information

• Cash Flow Strategies
• Candidate List
• Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touch here to Request a NetWorth Radio Package.

The Next Step: To schedule your 2013 planning session, call (214) 720-4400 or Set an Appointment. Complete our questionnaire to start your plan with specific insights and recommendations and performance tracking. For more information on our performance tracking software, visit Advent. Thank you for taking the first steps to upgrading your investment plan! Minimum consolidation is $500,000 during your first year of working with the McGowanGroup.

The post The 2013 Air Pocket and Strategy Updates 06-16-2013 appeared first on The McGowanGroup.

NetWorth Radio Show 06-09-2013

Featured Research: Two Must Read Articles!

• Guggenheim’s Scott Minred explains market perspectives in The Canary in the Coal Mine:

The recent string of surprise downside moves in markets may be the canary in the coal mine for global investors. Ongoing monetary stimulus is leading to heightened volatility, and the bull market which has been in place since 2009 is becoming overextended.

- Read the entire article here.

• Richard Fisher tells it like it is in his remarks at the C.D. Howe Institute Directors’ Dinner

- GDP growth gusting over 2.4%

The most recent data for real gross domestic product (GDP) and inflation…have both increased less than 2 percent year over year after first-quarter GDP growth was revised to 2.4 percent and the 12-month run rate for Trimmed Mean PCE inflation came in at 1.3 percent at the end of April.

- Congress’ and The President’s Fiscal Policy, “Incompetent” “Misguided” “Rudderless.”

The restraining influence of rudderless fiscal policy is readily seen in the piling up of excess reserves on the balance sheets of banks and in the coffers of operating businesses.

- Read the entire article here.

Program Highlights

• Inflection Point 05/22/2013

Year To Date Chart For The 30 Year US Treasury Rate

Courtesy of Bloomberg, LP

Year To Date Chart For The Barclays 20+ Year Treasury Bond

Courtesy of Bloomberg, LP

• Rates spiked about ¼%, 25 basis points

Year To Date Chart For The Dow Jones Industrial Average

Courtesy of Bloomberg, LP

Equity markets retreated from new highs made in May. Real estate shares and higher dividend companies hit harder similar to the 2010 Cinco De Mayo MLP sell off before the flash crash.

• Scenario Discussion: 1993-1994 Parallel?
• Weekly call to action:
  • Get a risk analysis now! Call our office, (214) 720-4400, or click here to set an appointment.
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate

This Week’s Package Includes: Market Commentary

• Estate Planning Package

Investment Information

• Cash Flow Strategies
• Candidate List
• Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touch here to Request a NetWorth Radio Package.

The Next Step: To schedule your 2013 planning session, call (214) 720-4400 or Set an Appointment. Complete our questionnaire to start your plan with specific insights and recommendations and performance tracking. For more information on our performance tracking software, visit Advent. Thank you for taking the first steps to upgrading your investment plan! Minimum consolidation is $500,000 during your first year of working with the McGowanGroup.

The post The 2013 Air Pocket 06-09-13 appeared first on The McGowanGroup.

In 2013, you can once again donate up to $100k to a charity tax-free.

The IRS extends a major tax break. Thanks to the American Taxpayer Relief Act of 2012, charitable IRA gifts are once again allowed in 2013. An IRA owner aged 70½ or older may gift up to $100,000 this year to either a 170(b)(1)(A) public foundation or a 501(c)(3) charity. Congress may elect to extend this opportunity in 2014 and subsequent years.^1,2  

What do you gain by doing this? The possible tax benefits of a qualified charitable distribution (QCD) from an IRA are threefold.

A QCD counts toward your RMD, but it doesn’t count as taxable income. If you dread mandatory IRA withdrawals and the taxes that come with them, you should know that a charitable IRA gift can be used to satisfy all or part of the annual Required Minimum Distribution. At the same time, the contribution amount is excluded from your gross income. With higher tax rates and surtaxes kicking in this year, reducing your AGI may be a priority.^1,3

A QCD can help you reduce the size of your taxable estate. Most of the money in a traditional IRA will eventually be taxable. Donating some or all of these assets to charity will lower your taxable estate dollar for dollar. (As you can surmise, QCDs are more beneficial to traditional IRA owners than Roth IRA owners from this standpoint.)^3,4

A QCD could also help you contend with charitable donation limits. You may reach a point where you would like to donate an amount greater than 50% of your AGI to charity. Normally, the IRS doesn’t allow that – but charitable IRA gifts don’t count against that 50% limit as they aren’t included in a taxpayer’s gross income. While a charitable IRA gift isn’t tax-deductible, you may not itemize to begin with – many retirees just take the standard deduction.³

How do you do this? To realize most or all of these tax perks, the gift has to take the form of a qualified charitable distribution (QCD), alternately known as a trustee-to-trustee transfer or IRA charitable rollover. In other words, the financial firm serving as the trustee of your IRA writes a check directly to the charity. A financial professional you know and trust can help you fill out the accompanying paperwork.²

If the IRA trustee makes the check payable to you and you deposit it and write a check for the equivalent amount made payable to the charity, it is a taxable event and the whole purpose of the charitable IRA gift is defeated. Should you make that blunder, you will have to declare the income and just take a normal charitable deduction on the donation.² 

What does the fine print say? To make a QCD, you have to own an IRA and be age 70½ or older. You can’t make a QCD from an employer-sponsored retirement account such as a 401(k) or 403(b); in fact, you can’t make a QCD from a SEP or Simple IRA either.^1,2

The QCD can’t be made in a way whereby you would derive benefits from the charity or foundation later. It can’t become the basis of a charitable remainder trust or a gift annuity, for example. A QCD also can’t be made to a donor-advised fund (via which the contributed assets would be invested and grow tax-free prior to the actual charitable donation).²

A QCD can’t be a split interest gift. The amount of the QCD must otherwise have been considered taxable income, and you are not permitted to claim a charitable deduction for it.²  

Help a charity, help your financial situation. If you are well off and don’t really need or want the additional income and income taxes that would result from your RMD, a charitable IRA gift may offer you a solution with the flavor of a win-win – a boon for the charity, a tax break for you and/or your heirs.

This material was prepared by MarketingLibrary.Net Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy. Please note – investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.

Citations.

1 – irs.gov/Retirement-Plans/Charitable-Donations-from-IRAs-for-2012-and-2013 [5/1/13]

2 – fpanet.org/ToolsResources/ArticlesBooksChecklists/Articles/CharitablePlannedGiving/QualifiedCharitableDistributionsfor2012and2013/ [1/29/13]

3 – bankrate.com/finance/taxes/gifts-to-charity-pay-off-on-your-taxes-1.aspx [1/10/13]

4 – fidelitycharitable.org/giving-strategies/advisors/donating-retirement-assets-to-charity.shtml [5/7/13]

The post Charitable IRA Gifts 2013 appeared first on The McGowanGroup.

NetWorth Radio Show 06-02-2013

Program Highlights:

• Housing Blowout!
  • Great economic news: The S&P Case-Shiller index reports a 10.87% gain nationwide for the housing index. On average a $300,000 home increased to $332,610 according to the report, an astounding year over year gain.
  • Home prices rose in the 12 months through March by the most in seven years as the recovery in residential real estate gained momentum. Click here to read the full article.

Case-Shiller Home Prices by City (Updated May 28, 2013)

• The China Syndrome
  • Fraud: Accounting Scandals
  • Cruelty: Fake Malaria Drugs Sent to Africa
  • CyberWar:  What have they stolen? IBD details thefts and sabotage.
  • Pollution: Tainted Rice Tainted Nation
  • What could this mean for emerging market allocations?

 iShares FTSE China Index (FXI)

Courtesy of Bloomberg, LP

MSCI Emerging Markets Index (EEM)

Courtesy of Bloomberg, LP

• Rate Spike!
  • The rate spike during the middle of the week put the 30 year US Treasury briefly over 3.3%.
  • Two implications for portfolios:
    • How high will rates go?
    • What fixed income strategies can benefit from rising rates?

TYX

Courtesy of Bloomberg, LP

• Success Stories
  • North Texas retailers stage an impressive comeback.
  • Location Location Location
  • Is the DFW geographic epicenter advantage the key?

Zale Corporation (ZLC) 5 Year

Courtesy of Bloomberg, LP

Pier 1 Imports (PIR) 5 Year

Courtesy of Bloomberg, LP

 Sally Beauty (SBH) 5 Year

Courtesy of Bloomberg, LP

Tuesday Morning Corporation (TUES) 5 Year

Courtesy of Bloomberg, LP

• Heavy Metal Update
  • Alcoa’s downgrade to junk accelerates the issues for global mining operations
  • From Bloomberg News: Alcoa Inc. (AA), the largest U.S. aluminum producer, had its credit rating cut to one level below investment grade by Moody’s Investors Service after the metal’s price fell amid a global oversupply. Click here to read more
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate

This Week’s Package Includes: Market Commentary

• Estate Planning Package

Investment Information

• Cash Flow Strategies
• Candidate List
• Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touch here to Request a NetWorth Radio Package.

The Next Step: To schedule your 2013 planning session, call (214) 720-4400 or Set an Appointment. Complete our questionnaire to start your plan with specific insights and recommendations and performance tracking. For more information on our performance tracking software, visit Advent. Thank you for taking the first steps to upgrading your investment plan! Minimum consolidation is $500,000 during your first year of working with the McGowanGroup.

McGowanGroup Asset Management, Inc is a Federally Registered Investment Advisory Firm. Securities offered through independent firm, Spire Securities, LLC., a Registered Broker/Dealer and member FINRA / SIPC.

The post Advanced 2013 Strategies 06-01-2013 appeared first on The McGowanGroup.

NetWorth Radio Show 05-26-2013

Program Highlights:

• Japan
  • The causes and portfolio strategy implications from this week’s decline in Japanese stocks
  • GDP Q1 3.5% and strong industrial production justified a rally, but 43% year to date appears too far, too fast.

Nikkei Index

Courtesy of Bloomberg, LP

• Are all bonds bad when rates rise?
  • A rising rate strategy that can increase rates of return as well as increasing maturity value under control.
• Featured Research: Global CIO Commentary
  • Guggenheim’s Scott Minerd unravels Federal Reserve likely course through 2023. Click here to read the full article
• Computerized conundrum:
  • Hewlett Packard’s ugly earnings report corresponds to a puzzling 15% one day gain.

Hewlett Packard (HPQ)

Courtesy of Bloomberg, LP

• How do we value shrinking businesses?
• Mining companies appear to be in free fall.
  • Danger warning: this could take a while.

Southern Copper Corporation (SCCO)

Courtesy of Bloomberg, LP

Freeport-McMoRan Copper & Gold Inc. (FCX)

Courtesy of Bloomberg, LP

National Steel Company (SID)

Courtesy of Bloomberg, LP

VALE SA (VALE)

Courtesy of Bloomberg, LP

Gerdau SA (GGB)

Courtesy of Bloomberg, LP

Sociedad Quimica y Minera (SQM)

Courtesy of Bloomberg, LP

• This week’s call to action!
  • Advanced heritage and legacy planning techniques: Trustee Boot Camp starts with just a phone call; contact Alex Tollen at (214) 720-4400
  • To read about Estate Planning click here
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate: Sales of new U.S. homes climbed in April to the second-highest level in almost five years as lower borrowing costs and job gains drew more buyers into the market. Click here to read more.

New Home Sales

 Courtesy of Bloomberg, LP

This Week’s Package Includes:

• Market Commentary
• Estate Planning Package

Investment Information

• Cash Flow Strategies
• Candidate List
• Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touch here to Request a NetWorth Radio Package.

The Next Step: To schedule your 2013 planning session, call (214) 720-4400 or Set an Appointment. Complete our questionnaire to start your plan with specific insights and recommendations and performance tracking. For more information on our performance tracking software, visit Advent. Thank you for taking the first steps to upgrading your investment plan! Minimum consolidation is $500,000 during your first year of working with the McGowanGroup.

The post Turning Japanese 05-26-2013 appeared first on The McGowanGroup.

Courtesy of Bloomberg, LP

Silver 3 Year

Courtesy of Bloomberg, LP

Gold and Silver Producers

Courtesy of Bloomberg, LP

Losses for Mining Companies

Trailing 12 Month Loss According to Bloomberg, LP

12 Month Performance of Mining Companies, Equities, and Bonds

Courtesy of Bloomberg, LP

The post Heavy Metal Markets in Free Fall appeared first on The McGowanGroup.

NetWorth Radio Advance Report 05-17-2013

Full NetWorth Radio Show 05-19-2013:

NetWorth Radio Show 05-19-2013 By Segment:

Headline Roundup

The Bond Section

Performance

The Cash Flow Revolution

Success Story

Investment Intelligence

Program Highlights:

• Featured Article: “MIPS”
  • Emerging markets still provide excellent opportunities for out-performance in equities, with Malaysia, Indonesia, the Philippines and Singapore being among the best positioned for the decade ahead. Click here to read the full article from Guggenheim.
• New Highs Again:
  • Over 15,250 Dow!

Dow Jones Industrial 

Courtesy of Bloomberg, LP

• Over 1,650 S&P!

S& P 500

Courtesy of Bloomberg, LP

• Heavy Metal Markets in Free Fall
  • Gold

Gold 3 Year

Courtesy of Bloomberg, LP

• Silver

Silver 3 Year

Courtesy of Bloomberg, LP

Gold and Silver Producers

Courtesy of Bloomberg, LP

• Investor Alert! Mining Companies Gasping for Air?

Losses For Mining Companies

Trailing 12 Month Loss According to Bloomberg, LP

12 Month Performance of Mining Companies, Equities, and Bonds

Courtesy of Bloomberg, LP

• What To Do Now in Portfolio Strategy
  • Conservative
  • Moderate
  • Aggressive
  • Top 12 Strategies for a Rising Equity Market and Low Interest Rate Environment

*Diversification does not guarantee investment returns and does not eliminate the risk of loss

• Important Update for Natural Gas Infrastructure
  • LNG tankers on order or under-construction reached 85 at the end of April, the highest since June 2008. Ship owners are expanding fleets in anticipation of the commissioning of new liquefaction facilities, especially in Australia. Increased global LNG shipping capacity boosts the potential for imports into Europe, in turn increasing competitive pressure on utilities with long-term pipeline gas contracts.
• Washington Updates:
  • Bad News: Debt Ceiling May 19th
  • Good News: They may have enough money, in part from the real estate rebound, to make it to mid-October
  • For Investors: No Armageddon for the Chicken Little’s
• Quote of the Week from Bill: Be a Bull or a Bear, but not a Hog or a Chicken
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate

• This Week’s Package Includes: Market Commentary
  • Estate Planning Package
• Investment Information
  • Cash Flow Strategies
  • Candidate List
  • Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touch here to Request a NetWorth Radio Package.

The Next Step: To schedule your 2013 planning session, call (214) 720-4400 or Set an Appointment. Complete our questionnaire to start your plan with specific insights and recommendations and performance tracking. For more information on our performance tracking software, visit Advent. Thank you for taking the first steps to upgrading your investment plan!

Minimum consolidation is $500,000 during your first year of working with the McGowanGroup.

The post “Be a Bull or a Bear, But Not a Hog or a Chicken” 05-19-2013 appeared first on The McGowanGroup.

NetWorth Radio Advance Report 05-10-2013

NetWorth Radio Show 05-12-2013

Program Highlights:

• Featured Article: “MIPS”
  • Emerging markets still provide excellent opportunities for out-performance in equities, with Malaysia, Indonesia, the Philippines and Singapore being among the best positioned for the decade ahead. Click here to read the full article from Guggenheim.
• New Highs:
  • 15,000 Dow!

Dow Jones Average

Courtesy of Bloomberg, LP

• 1,600 S&P!

S&P 500 Index

Courtesy of Bloomberg, LP

• What To Do Now in Portfolio Strategy?
  • Conservative
  • Moderate
  • Aggressive
  • Top 12 Strategies for a Rising Equity Market and Low Interest Rate Environment
• Important Update for Natural Gas Infrastructure Leads to New Highs
  • LNG tankers on order or under-construction reached 85 at the end of April, the highest since June 2008. Shipowners are expanding fleets in anticipation of the commissioning of new liquefaction facilities, especially in Australia. Increased global LNG shipping capacity boosts the potential for imports into Europe, in turn increasing competitive pressure on utilities with long-term pipeline gas contracts.

LNG Tanker Orderbook

Courtesy of Bloomberg, LP

• President Barack Obama’s suggestion last weekend that he may favor greater U.S. exports of liquefied natural gas is a welcome sign. More exports would spur more domestic production and help balance U.S. trade. Click here to read the full article from Bloomberg.
• Warnings:
  • Puerto Rico Leaking?
  • Community Colleges: Budget Black Hole?
• Tesla: Real or Government Sponsored Success?

Tesla Pricing (TSLA)

Courtesy of Bloomberg, LP

Tesla Earnings & Projected Earnings (TSLA)

Courtesy of Bloomberg, LP

• Whole Foods: Big Success in the Health and Wellness Theme
  • Is WFM Overpriced?

Whole Foods Pricing (WFM)

Courtesy of Bloomberg, LP

Whole Foods Earnings & Projected Earnings (WFM)

Courtesy of Bloomberg, LP

• Water, Water, Everywhere: $1 Trillion in Upgrades on Table for 2020
  • Brandon Freiman was sizing up water investments for KKR & Co. (KKR)’s $4.6 billion infrastructure fund in 2011 when he came across a debt-burdened New Jersey city that Tony Soprano skirts by to open the Time Warner Inc. HBO series. Click here to read the full article on Bloomberg.
• Washington Updates:
  • Bad News: Debt Ceiling May 19th
  • Good News: They may have enough money, in part from the real estate rebound, to make it to mid-October
  • For Investors: No Armageddon for the Chicken Little’s
• Quote of the Week from Bill: “Be a Bull or a Bear, but not a Hog or a Chicken”
• MGAM Long Term Investment Themes:
  • High Risk Trading Packages: Too Risky for You?
    • Energy
    • Infrastructure
    • Water
    • Healthcare and Wellness
    • Emerging Market Ascendancy
    • Real Estate

• This Week’s Package Includes: Market Commentary
  • Estate Planning Package
• Investment Information
  • Cash Flow Strategies
  • Candidate List
  • Dividend Report

To receive the entire package, please call our office at (214) 720-4400 or click/touchhere to Request a NetWorth Radio Package.

The post “Be a Bull or a Bear, But Not a Hog or a Chicken” 05-12-2013 appeared first on The McGowanGroup.

Courtesy of Bloomberg, LP

The post Dow Jones Industrial Average appeared first on The McGowanGroup.

The post Case-Shiller Home Prices By City appeared first on The McGowanGroup.